Frequently Asked Questions

Q: Why should I trust Car Title Loans Oceanside?

A: At Car Title Loans Oceanside we are here to help you solve your financial situation. We don't want to take your car. We want to keep your business for all the years to come. As long as you are communicating with us, we will try to work with you.

Q: Can I get a loan on my vehicle title if I have a bad credit score or personal bankruptcy?

A: Yes, yes and yes! You have nothing to worry about of be embarrassed of. In today's hard economic time, most people have less then perfect credit scores. We are lending you money based on your car not your personal history.

Q: What is an auto equity loan? What is a car title loan? What is a no credit vehicle title loan?

A: These are just different ways of saying the same thing. Other phrases are pink slip loans or auto title loans. All of these loans are based on the value in your vehicle.

Q: What documents do I need to get a car title loan with Oceanside Car Title Loans?

A: The most important information we need is:

  • Title
  • Driver's License
  • Auto Insurance
  • Utility Bill
  • Proof of Income

Q: Why is obtaining a no credit auto title loan the best suggestion?

A: The number one reason people choose Car Title Loans Oceanside is our customer service. The second reason is even though other lender claim to have lower rates, they charge a high up front loan or administrative fee. We do not! The amount on your loan contract is how much money goes into your pocket. The third reason it that our interest rates are very competitive with the market. You can tell by the monthly payment amount. Finally, we work really hard to get you the cash you need the same day you call us.

Q: What do I do after I am pre-approved?

A: One of our representatives will call you after an underwriter has looked over the loan. They will provide you with the address to the local office closet to you.

Q: Will you call my employer and my references?

A: No and no. This is a loan based on your title, not on you. Unlike other lenders, we will never call employers or references. Most people don't want anyone to know they got a title loan, so we respect and understand your privacy.

Why Us?

We work hard to get you the cash you need as fast as possible. Examples of titles we can lend against are salvaged and used cars, trucks & boats.

Online Application

You can apply online for your title loan by completing our online application. It only takes a few minutes and we call or text you back within minutes.

No Credit Checks

No credit checks done to get approval for a Car Title Loan in Oceanside. Even if you have bad credit, no credit or bankruptcy in your past.